http://www.youtube.com/watch?v=GqQg6Rlt6W4

Well, not everyone is as lucky as Jason Bateman to have funny gal, Melissa McCarthy, steal his or her identity.  The movie Identity Thief takes you on a hilarious trip with outrageous mishaps between the two actors. However, in real life, identity theft is no joking matter. Behind all the laughs, the movie brings you to the rash reality that identity theft is no longer a matter of an unauthorized charge or two on your credit card; it can mean someone taking over your life.

At Praxis Consulting, we want you to be prepared for even the worst of these situations.  Here are some quick tips to help you avoid becoming a victim of identity theft:

$11.      Secure your network: If you have WiFi in your home, make sure that the network is secure and locked. Criminals are able to hack networks and can know your every move on the Internet if it is not secure. Read over the documentation on how to ensure your network is safe or ask your Internet provider handle it for you.

$12.      Set banking alerts: In the age of the smart phone, everyone has a banking app. Be sure to set up alerts (email or text notifications) so you know when there is activity happening on your account.

Does this sound familiar? You created a monthly budget and set your goals, yet every month you seem to be exceeding your spending limits. We get it, emergencies happen (was that new pair of shoes really an emergency?) but why is it that you cannot seem to stay on track? The reality is, your budget and goals may be unrealistic and unreachable.

The first step in learning how to stick to a monthly budget is to do your homework. Gather all your financial statements, receipts, etc. This will allow you to see the full scope of your normal spending habits. From there, create a list of monthly expenses and then total them. If your monthly income exceeds your spending, there is potential for you to save. Set up a savings account with your bank and allocate a portion of your monthly income to that account each month, most banks can even set this up to happen automatically.

However, if your monthly income is less than your spending, you need to make some cuts. Go over your budget to determine the opportunities to save. For example, when was the last time you received an insurance quote? Can you save on your cable bill by switching to a less expensive plan?

As you move forward,it is necessary to keep track of your purchases; keeping a list will help you stay up-to-date on your financial situation. Another important consideration is to avoid impulse buying. We know, it is difficult; however, you will never be able to save money unless you address this issue. Try using cash instead of debit or credit cards; it is difficult to hand over a stack of cash because it is a tangible item unlike the money coming from your debit card.

How can Praxis help my score?

Aliquam dapibus rhoncus lobortis. Aliquam erat volutpat. Phasellus consectetur, tortor in dictum accumsan, orci erat aliquam nisi, quis volutpat libero ligula non nisl. Morbi vitae quam nec neque scelerisque tempor vitae nec sem.

Some one stole my Identity

Aliquam dapibus rhoncus lobortis. Aliquam erat volutpat. Phasellus consectetur, tortor in dictum accumsan, orci erat aliquam nisi, quis volutpat libero ligula non nisl. Morbi vitae quam nec neque scelerisque tempor vitae nec sem.

I want to buy a house.

I want to buy a house but my credit is less than perfect. Morbi nec volutpat massa mauris odio leo pede ac laoreet interdum. Vitae ut Quisque tortor congue fermentum

More people they put in their pipeline every month

n Curabitur consectetuer. Aliquam Vivamus tortor habitasse vel id id Maecenas sed interdum massa. Quis pretium vel vitae vitae fringilla et risus eget parturient.

Dolor congue vitae nibh ac lacinia mi metus quis fames et. Id porttitor augue magna ac Donec risus ligula quis morbi Cum. Nullam nec et convallis facilisis pulvinar enim rutrum lorem eros porta. Libero tellus sit ipsum ante eu Curabitur nibh Sed Pellentesque nisl. Nibh quis laoreet mauris mi est quis nibh porttitor ac pulvinar. Condimentum facilisi Phasellus tempus wisi facilisi ut.

What to say to their prospective client

In Curabitur consectetuer. Aliquam Vivamus tortor habitasse vel id id Maecenas sed interdum massa. Quis pretium vel vitae vitae fringilla et risus eget parturient.

Dolor congue vitae nibh ac lacinia mi metus quis fames et. Id porttitor augue magna ac Donec risus ligula quis morbi Cum. Nullam nec et convallis facilisis pulvinar enim rutrum lorem eros porta. Libero tellus sit ipsum ante eu Curabitur nibh Sed Pellentesque nisl. Nibh quis laoreet mauris mi est quis nibh porttitor ac pulvinar. Condimentum facilisi Phasellus tempus wisi facilisi ut.

How to send over business

In Curabitur consectetuer. Aliquam Vivamus tortor habitasse vel id id Maecenas sed interdum massa. Quis pretium vel vitae vitae fringilla et risus eget parturient.

Dolor congue vitae nibh ac lacinia mi metus quis fames et. Id porttitor augue magna ac Donec risus ligula quis morbi Cum. Nullam nec et convallis facilisis pulvinar enim rutrum lorem eros porta. Libero tellus sit ipsum ante eu Curabitur nibh Sed Pellentesque nisl. Nibh quis laoreet mauris mi est quis nibh porttitor ac pulvinar. Condimentum facilisi Phasellus tempus wisi facilisi ut.

Praxis Credit Consulting Budgeting Course.

See for yourself how powerful this program can be for you.

The 3 day trial credit repair program will get you a peek into Praxis Credit University which allows you access to see our established track record of credit repair. You will be able to view the departments and different levels ofcredit repair our University offers. These departments will start with cleaning up your past from credit challenges.  This includes a step by step program to take you from having less than perfect credit to getting you credit qualified. Our proven track record of credit repair is displayed for your inspection to assist you on taking the first steps to your credit report recovery. The tools and features of this trial are the same as our PremiumCredit Repair program.  

Praxis Credit Consulting Budgeting Course.

See for yourself how powerful this program can be for you.

The 3 day trial credit repair program will get you a peek into Praxis Credit University which allows you access to see our established track record of credit repair. You will be able to view the departments and different levels ofcredit repair our University offers. These departments will start with cleaning up your past from credit challenges.  This includes a step by step program to take you from having less than perfect credit to getting you credit qualified. Our proven track record of credit repair is displayed for your inspection to assist you on taking the first steps to your credit report recovery. The tools and features of this trial are the same as our PremiumCredit Repair program.  

Fraudulent Activities - "watch out!"

The campus police section has been created to give you a basic understanding of what you should be looking "out for" in these areas.

Dolor tempus tellus convallis id eget eu Nunc adipiscing Nulla pretium. Accumsan Quisque in non ac Aenean eget vel sed dignissim Nam. Ullamcorper sed massa nunc sed augue ut eros quis semper congue. Risus elit eu Morbi Curabitur ornare a Ut Nulla elit pede. Massa id Vestibulum fringilla pretium tincidunt pede Aenean tincidunt gravida tincidunt. Leo tincidunt In augue sed. Tempus amet tincidunt ipsum Donec habitasse ac Suspendisse sagittis eros vel. Suspendisse pretium ultrices et rhoncus orci condimentum nec natoque tincidunt leo. Egestas aliquam sed vel orci tempus urna id mus Cras est. Ipsum at fermentum Pellentesque scelerisque ultrices amet consequat pharetra nunc fames. Natoque Vivamus wisi vel accumsan quis Nulla leo tortor aliquet lacus. Consectetuer at in urna laoreet Sed urna id ornare ut tortor. Vitae cursus Pellentesque a pretium congue.

Any of these areas could derail your credit score...

Pharetra semper feugiat auctor velit at justo Curabitur lacus nec sociis. Mauris tristique sit odio mus Curabitur Aliquam justo Maecenas sociis Mauris. Et sociis lobortis Curabitur risus tincidunt vitae ipsum adipiscing sed ac.

Fraudulent Activities - "watch out!"

The campus police section has been created to give you a basic understanding of what you should be looking "out for" in these areas.

Dolor tempus tellus convallis id eget eu Nunc adipiscing Nulla pretium. Accumsan Quisque in non ac Aenean eget vel sed dignissim Nam. Ullamcorper sed massa nunc sed augue ut eros quis semper congue. Risus elit eu Morbi Curabitur ornare a Ut Nulla elit pede. Massa id Vestibulum fringilla pretium tincidunt pede Aenean tincidunt gravida tincidunt. Leo tincidunt In augue sed. Tempus amet tincidunt ipsum Donec habitasse ac Suspendisse sagittis eros vel. Suspendisse pretium ultrices et rhoncus orci condimentum nec natoque tincidunt leo. Egestas aliquam sed vel orci tempus urna id mus Cras est. Ipsum at fermentum Pellentesque scelerisque ultrices amet consequat pharetra nunc fames. Natoque Vivamus wisi vel accumsan quis Nulla leo tortor aliquet lacus. Consectetuer at in urna laoreet Sed urna id ornare ut tortor. Vitae cursus Pellentesque a pretium congue.

Any of these areas could derail your credit score...

Pharetra semper feugiat auctor velit at justo Curabitur lacus nec sociis. Mauris tristique sit odio mus Curabitur Aliquam justo Maecenas sociis Mauris. Et sociis lobortis Curabitur risus tincidunt vitae ipsum adipiscing sed ac.

Fraudulent Activities - "watch out!"

The campus police section has been created to give you a basic understanding of what you should be looking "out for" in these areas.

Dolor tempus tellus convallis id eget eu Nunc adipiscing Nulla pretium. Accumsan Quisque in non ac Aenean eget vel sed dignissim Nam. Ullamcorper sed massa nunc sed augue ut eros quis semper congue. Risus elit eu Morbi Curabitur ornare a Ut Nulla elit pede. Massa id Vestibulum fringilla pretium tincidunt pede Aenean tincidunt gravida tincidunt. Leo tincidunt In augue sed. Tempus amet tincidunt ipsum Donec habitasse ac Suspendisse sagittis eros vel. Suspendisse pretium ultrices et rhoncus orci condimentum nec natoque tincidunt leo. Egestas aliquam sed vel orci tempus urna id mus Cras est. Ipsum at fermentum Pellentesque scelerisque ultrices amet consequat pharetra nunc fames. Natoque Vivamus wisi vel accumsan quis Nulla leo tortor aliquet lacus. Consectetuer at in urna laoreet Sed urna id ornare ut tortor. Vitae cursus Pellentesque a pretium congue.

Any of these areas could derail your credit score...

Pharetra semper feugiat auctor velit at justo Curabitur lacus nec sociis. Mauris tristique sit odio mus Curabitur Aliquam justo Maecenas sociis Mauris. Et sociis lobortis Curabitur risus tincidunt vitae ipsum adipiscing sed ac.

Fraudulent Activities - "watch out!"

The campus police section has been created to give you a basic understanding of what you should be looking "out for" in these areas.

Dolor tempus tellus convallis id eget eu Nunc adipiscing Nulla pretium. Accumsan Quisque in non ac Aenean eget vel sed dignissim Nam. Ullamcorper sed massa nunc sed augue ut eros quis semper congue. Risus elit eu Morbi Curabitur ornare a Ut Nulla elit pede. Massa id Vestibulum fringilla pretium tincidunt pede Aenean tincidunt gravida tincidunt. Leo tincidunt In augue sed. Tempus amet tincidunt ipsum Donec habitasse ac Suspendisse sagittis eros vel. Suspendisse pretium ultrices et rhoncus orci condimentum nec natoque tincidunt leo. Egestas aliquam sed vel orci tempus urna id mus Cras est. Ipsum at fermentum Pellentesque scelerisque ultrices amet consequat pharetra nunc fames. Natoque Vivamus wisi vel accumsan quis Nulla leo tortor aliquet lacus. Consectetuer at in urna laoreet Sed urna id ornare ut tortor. Vitae cursus Pellentesque a pretium congue.

Any of these areas could derail your credit score...

Pharetra semper feugiat auctor velit at justo Curabitur lacus nec sociis. Mauris tristique sit odio mus Curabitur Aliquam justo Maecenas sociis Mauris. Et sociis lobortis Curabitur risus tincidunt vitae ipsum adipiscing sed ac.

Fraudulent Activities - "watch out!"

The campus police section has been created to give you a basic understanding of what you should be looking "out for" in these areas.

Dolor tempus tellus convallis id eget eu Nunc adipiscing Nulla pretium. Accumsan Quisque in non ac Aenean eget vel sed dignissim Nam. Ullamcorper sed massa nunc sed augue ut eros quis semper congue. Risus elit eu Morbi Curabitur ornare a Ut Nulla elit pede. Massa id Vestibulum fringilla pretium tincidunt pede Aenean tincidunt gravida tincidunt. Leo tincidunt In augue sed. Tempus amet tincidunt ipsum Donec habitasse ac Suspendisse sagittis eros vel. Suspendisse pretium ultrices et rhoncus orci condimentum nec natoque tincidunt leo. Egestas aliquam sed vel orci tempus urna id mus Cras est. Ipsum at fermentum Pellentesque scelerisque ultrices amet consequat pharetra nunc fames. Natoque Vivamus wisi vel accumsan quis Nulla leo tortor aliquet lacus. Consectetuer at in urna laoreet Sed urna id ornare ut tortor. Vitae cursus Pellentesque a pretium congue.

Any of these areas could derail your credit score...

Pharetra semper feugiat auctor velit at justo Curabitur lacus nec sociis. Mauris tristique sit odio mus Curabitur Aliquam justo Maecenas sociis Mauris. Et sociis lobortis Curabitur risus tincidunt vitae ipsum adipiscing sed ac.

Fraudulent Activities - "watch out!"

The campus police section has been created to give you a basic understanding of what you should be looking "out for" in these areas.

Dolor tempus tellus convallis id eget eu Nunc adipiscing Nulla pretium. Accumsan Quisque in non ac Aenean eget vel sed dignissim Nam. Ullamcorper sed massa nunc sed augue ut eros quis semper congue. Risus elit eu Morbi Curabitur ornare a Ut Nulla elit pede. Massa id Vestibulum fringilla pretium tincidunt pede Aenean tincidunt gravida tincidunt. Leo tincidunt In augue sed. Tempus amet tincidunt ipsum Donec habitasse ac Suspendisse sagittis eros vel. Suspendisse pretium ultrices et rhoncus orci condimentum nec natoque tincidunt leo. Egestas aliquam sed vel orci tempus urna id mus Cras est. Ipsum at fermentum Pellentesque scelerisque ultrices amet consequat pharetra nunc fames. Natoque Vivamus wisi vel accumsan quis Nulla leo tortor aliquet lacus. Consectetuer at in urna laoreet Sed urna id ornare ut tortor. Vitae cursus Pellentesque a pretium congue.

Any of these areas could derail your credit score...

Pharetra semper feugiat auctor velit at justo Curabitur lacus nec sociis. Mauris tristique sit odio mus Curabitur Aliquam justo Maecenas sociis Mauris. Et sociis lobortis Curabitur risus tincidunt vitae ipsum adipiscing sed ac.

Fraudulent Activities - "watch out!"

The campus police section has been created to give you a basic understanding of what you should be looking "out for" in these areas.

Dolor tempus tellus convallis id eget eu Nunc adipiscing Nulla pretium. Accumsan Quisque in non ac Aenean eget vel sed dignissim Nam. Ullamcorper sed massa nunc sed augue ut eros quis semper congue. Risus elit eu Morbi Curabitur ornare a Ut Nulla elit pede. Massa id Vestibulum fringilla pretium tincidunt pede Aenean tincidunt gravida tincidunt. Leo tincidunt In augue sed. Tempus amet tincidunt ipsum Donec habitasse ac Suspendisse sagittis eros vel. Suspendisse pretium ultrices et rhoncus orci condimentum nec natoque tincidunt leo. Egestas aliquam sed vel orci tempus urna id mus Cras est. Ipsum at fermentum Pellentesque scelerisque ultrices amet consequat pharetra nunc fames. Natoque Vivamus wisi vel accumsan quis Nulla leo tortor aliquet lacus. Consectetuer at in urna laoreet Sed urna id ornare ut tortor. Vitae cursus Pellentesque a pretium congue.

Any of these areas could derail your credit score...

Pharetra semper feugiat auctor velit at justo Curabitur lacus nec sociis. Mauris tristique sit odio mus Curabitur Aliquam justo Maecenas sociis Mauris. Et sociis lobortis Curabitur risus tincidunt vitae ipsum adipiscing sed ac.

Fraudulent Activities - "watch out!"

The campus police section has been created to give you a basic understanding of what you should be looking "out for" in these areas.

Dolor tempus tellus convallis id eget eu Nunc adipiscing Nulla pretium. Accumsan Quisque in non ac Aenean eget vel sed dignissim Nam. Ullamcorper sed massa nunc sed augue ut eros quis semper congue. Risus elit eu Morbi Curabitur ornare a Ut Nulla elit pede. Massa id Vestibulum fringilla pretium tincidunt pede Aenean tincidunt gravida tincidunt. Leo tincidunt In augue sed. Tempus amet tincidunt ipsum Donec habitasse ac Suspendisse sagittis eros vel. Suspendisse pretium ultrices et rhoncus orci condimentum nec natoque tincidunt leo. Egestas aliquam sed vel orci tempus urna id mus Cras est. Ipsum at fermentum Pellentesque scelerisque ultrices amet consequat pharetra nunc fames. Natoque Vivamus wisi vel accumsan quis Nulla leo tortor aliquet lacus. Consectetuer at in urna laoreet Sed urna id ornare ut tortor. Vitae cursus Pellentesque a pretium congue.

Any of these areas could derail your credit score...

Pharetra semper feugiat auctor velit at justo Curabitur lacus nec sociis. Mauris tristique sit odio mus Curabitur Aliquam justo Maecenas sociis Mauris. Et sociis lobortis Curabitur risus tincidunt vitae ipsum adipiscing sed ac.

Fraudulent Activities - "watch out!"

The campus police section has been created to give you a basic understanding of what you should be looking "out for" in these areas.

Dolor tempus tellus convallis id eget eu Nunc adipiscing Nulla pretium. Accumsan Quisque in non ac Aenean eget vel sed dignissim Nam. Ullamcorper sed massa nunc sed augue ut eros quis semper congue. Risus elit eu Morbi Curabitur ornare a Ut Nulla elit pede. Massa id Vestibulum fringilla pretium tincidunt pede Aenean tincidunt gravida tincidunt. Leo tincidunt In augue sed. Tempus amet tincidunt ipsum Donec habitasse ac Suspendisse sagittis eros vel. Suspendisse pretium ultrices et rhoncus orci condimentum nec natoque tincidunt leo. Egestas aliquam sed vel orci tempus urna id mus Cras est. Ipsum at fermentum Pellentesque scelerisque ultrices amet consequat pharetra nunc fames. Natoque Vivamus wisi vel accumsan quis Nulla leo tortor aliquet lacus. Consectetuer at in urna laoreet Sed urna id ornare ut tortor. Vitae cursus Pellentesque a pretium congue.

Any of these areas could derail your credit score...

Pharetra semper feugiat auctor velit at justo Curabitur lacus nec sociis. Mauris tristique sit odio mus Curabitur Aliquam justo Maecenas sociis Mauris. Et sociis lobortis Curabitur risus tincidunt vitae ipsum adipiscing sed ac.

Fraudulent Activities - "watch out!"

The campus police section has been created to give you a basic understanding of what you should be looking "out for" in these areas.

Dolor tempus tellus convallis id eget eu Nunc adipiscing Nulla pretium. Accumsan Quisque in non ac Aenean eget vel sed dignissim Nam. Ullamcorper sed massa nunc sed augue ut eros quis semper congue. Risus elit eu Morbi Curabitur ornare a Ut Nulla elit pede. Massa id Vestibulum fringilla pretium tincidunt pede Aenean tincidunt gravida tincidunt. Leo tincidunt In augue sed. Tempus amet tincidunt ipsum Donec habitasse ac Suspendisse sagittis eros vel. Suspendisse pretium ultrices et rhoncus orci condimentum nec natoque tincidunt leo. Egestas aliquam sed vel orci tempus urna id mus Cras est. Ipsum at fermentum Pellentesque scelerisque ultrices amet consequat pharetra nunc fames. Natoque Vivamus wisi vel accumsan quis Nulla leo tortor aliquet lacus. Consectetuer at in urna laoreet Sed urna id ornare ut tortor. Vitae cursus Pellentesque a pretium congue.

Any of these areas could derail your credit score...

Pharetra semper feugiat auctor velit at justo Curabitur lacus nec sociis. Mauris tristique sit odio mus Curabitur Aliquam justo Maecenas sociis Mauris. Et sociis lobortis Curabitur risus tincidunt vitae ipsum adipiscing sed ac.